Three stacked cards representing business dashboards showing "94% Retention Rate," "80% Renewal Growth," and "72% Book Growth," alongside profile photos and an upward-trending graph with a checkmark icon, suggesting positive performance indicators.Three stacked cards representing business dashboards showing "94% Retention Rate," "80% Renewal Growth," and "72% Book Growth," alongside profile photos and an upward-trending graph with a checkmark icon, suggesting positive performance indicators.

Where broker’s

success counts.

We give brokers a faster, sharper way to compete. Instant quotes, live plan analytics, and predictable renewals come bundled with white-glove support—so you win more groups and keep them.

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Simplified Quoting
Live Insights
Quick Quoting
Easy Implementation
Long-term Thinking

Arlo’s Synthetic Captive

We use the combined power of your small group block to offer better pricing, smoothened renewals, and access to top vendors - without the high fees and legal hassle typical of traditional captives.

Your Trusted
Partner for Small GroupA smiling man with a beard wearing a black shirt against a beige background.Success

Fast and Simple Quoting

We know it's tough to get data from small groups—so we don’t require IHQs or claims data. We deliver firm quotes within hours.

Easy Implementation

Implementation can be tricky with small groups, often requiring multiple parties to collaborate. We help everyone stay on top to seamlessly go from quote RFP to bound policy.

Live Insights

Our dashboards provide real-time reporting with clear, actionable steps to improve your groups’ performance.

Long-Term Thinking

We focus on stable, consistent pricing from the start, with no surprises at renewal. As long-term partners, we’re committed to helping you win and retain groups for years to come.

How Quoting Works With Us

Quoting with Arlo is quick and easy. We return quotes within hours.

Get a Custom Quote Today
A green interface for starting an automated insurance quote with input fields for group name, state, current date, effective date, and enrollment causes, showing submission time of 2 minutes and 14 seconds
Start Quoting
Start Quoting

Submit quotes through the Arlo Quoting Portal. Our tool helps you clean and standardize your submission in under 3 minutes.

Review Proposal
Review Proposal

We return quotes within hours. You can view your quote submissions and proposals from right within your dashboard.

Manage Implementation
Manage Implementation

Closing a small group can be tricky and tedious. Our dashboard guides you through the process to make it as easy as possible.

Manage Groups During the Year
Manage Groups During the Year

Use our admin portal to stay on top of groups during the year. Easily manage enrollment changes, re-issue member ID cards, view EOB’s, and more.

View Claims Performance
View Claims Performance

Stay on top of the group’s claims performance by viewing claims, tracking spend categories, and finding opportunities to reduce costs.

A green interface for starting an automated insurance quote with input fields for group name, state, current date, effective date, and enrollment causes, showing submission time of 2 minutes and 14 seconds
Start Quoting

Submit quotes through the Arlo Quoting Portal. Our tool helps you clean and standardize your submission in under 3 minutes.

A flowchart interface with two green panels showing "Quote Overview" with group information and "Key Features of Gold 1000" displaying Cigna and SmithRx network options, connected by lines to an "A" logo.
Review Proposal

We return quotes within hours. You can view your quote submissions and proposals from right within your dashboard.

A vertical workflow showing three green panels connected by lines: "Provide Group Information" with a submitted status, "Submit the Medical Disclosure" with a signature, and "Upload Final Enrollment" with a document reference.
Manage Implementation

Closing a small group can be tricky and tedious. Our dashboard guides you through the process to make it as easy as possible.

A healthcare plan interface showing "Plan Details: Arlo Gold 1000 Plan" panel with benefits information, alongside "Brynn Wells' Member ID Card" and an "Explanation of Benefits" panel displaying coverage details.
Manage Groups During the Year

Use our admin portal to stay on top of groups during the year. Easily manage enrollment changes, re-issue member ID cards, view EOB’s, and more.

A claims management interface with two main sections - "View Claims" showing multiple claim numbers with statuses (submitted, accepted, in progress), and "Spend Categories" with a bar chart, plus a note indicating "24% decrease in specialty medications."
View Claims Performance

Stay on top of the group’s claims performance by viewing claims, tracking spend categories, and finding opportunities to reduce costs.

We’re ready to have you

Ready to get started?

Join hundreds of businesses who trust Arlo to offer health insurance that works the way it should.

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